Complex Mortgage Service - About Us

Unusual Mortgages are Independent Mortgage Advisers who specialise in Complex Mortgage situations.

Our lead financial adviser Chris Morgan has 25 years of experience in Banking, Finance and Mortgage Advice.

He is a former Financial Adviser of the Year, Barclays Young Business Person of the Year and finalist in the FT Adviser Mortgage Adviser of the Year contest.

He has also won a host of other community and industry awards for his consumer facing work within the finance industry.

Chris has recently been shortlisted at The European Diversity Awards for Barclays Campaigner of Year. This is for his work as a Diversity Leader within the UK Financial Services Industry.



News Blog & Fact Sheet & Press Release

Click here for our News Blog and Case Examples


Complex Mortgage Service - Our Products

Unusual Mortgages offers highly experienced and expert advice from an industry leading financial adviser in return for reasonable fixed arrangement fees.

On a number of occasions we have met clients who were quoted elsewhere, broker arrangement fees of between 1% and 1.5% of the mortgage, which can equate to literally thousands of pounds of extra fees.

We have developed a business model and professional advice process that allows us to offer Independent Complex Mortgage Advice at competitive fixed broker fees. Unusual Mortgages have recently saved one particular client literally thousands of pounds in arrangement fees and total interest payable over the term of his loan.

These are the main “Complex Mortgage” areas which we can offer our advice in return for Set Fees.

Adverse Credit Mortgages, Buy to Let Mortgages, Complex Mortgages, Contractor Mortgages, Debt Consolidation, Development Finance, Downward Trend Income, Expatriate Mortgages, Landlord Mortgages, Let to Buy Mortgages, Mortgage Term Ending, Multiple Mortgages, Mortgage Rejected, Professional Mortgages, Re Mortgages, Returning to the UK, Right To Buy, Second Home Finance, Self Employed Mortgages. …

We are especially experienced at assisting people to find mortgages with Arrears, Adverse Credit, Bankruptcy Defaults, County Court Judgement's (CCJ's) and Late Payments on their Credit Record.

For more details about all of these types of mortgages visit our News Blog .


Authorised and regulated by The Financial Conduct Authorityy. Please note most Buy to Let mortgages are not regulated by The Financial Conduct Authority.
Fees will apply for mortgage advice. We charge a set fee of between £795 and £995 payable on application, dependent on the amount of work involved, the type of mortgage you are applying for and any commission we receive from the lender on completion of your mortgage. Please contact us for a specific quotation.